Customized for U.S. government employees with a Thrift Savings Plan (TSP)

Interactive, self-paced, training in investment and cash flow planning for employees planning to retire in less than one year. Create your tax-smart retirement cash flow strategy to have more after-tax money to spend, avoid stealth taxes, and transfer assets efficiently to heirs.

• Develop a personal financial plan with a step-by-step guide written by Debbie Mason, a CERTIFIED FINANCIAL PLANNERTM professional.
• Itemize your guaranteed retirement income - Federal retirement, Social Security, and other.
• Determine how much income you will want from savings.
• Determine a safe withdrawal rate.
• Plan tax-efficient withdrawals from Thrift Savings Plan (TSP), Roth TSP, IRAs and other investments.
• Determine if Roth conversions would benefit you.
• Learn how to invest for inflation-adjusted lifetime income.
• Learn how to balance risk and return as you choose and allocate investments in retirement for short-, intermediate-, and long-term goals.
• Compare mutual funds and exchange-traded funds (ETF’s).
• Learn key estate planning steps. 

Certified Financial Planner Board of Standards Inc. owns the certification mark above which it awards to individuals who successfully complete initial and ongoing certification requirements.