150 - Tax-Smart Investment and Cash Flow Planning for Federal Retirees 1 course
Participants develop a Personal Financial Plan with a step-by-step guide written by Debbie Mason, a CERTIFIED FINANCIAL PLANNER™ professional.
This course is self-paced and need not be taken all at one time. Completion time is approximately 6 hours but depends on previous knowledge and time spent viewing in-depth resources and writing a personal financial plan.
150 - Tax-Smart Investment and Cash Flow Planning for Federal Retirees
This course is customized for Federal retirees with a Thrift Savings Plan (TSP). Those without a TSP should take course 250.
Interactive, self-paced, training in investment and cash flow planning for Federal retirees. Create your tax smart retirement cash flow strategy to have more after-tax money to spend, avoid stealth taxes, and bequeath assets efficiently to heirs. Develop a Personal Financial Plan with a step-by-step guide written by Debbie Mason, a CERTIFIED FINANCIAL PLANNER professional.
- Itemize your guaranteed retirement income - Federal retirement (CSRS, FERS), Social Security, and other.
- Determine how much income you will want from savings.
- Determine a safe withdrawal rate.
- Plan tax-efficient withdrawals from Thrift Savings Plan (TSP), Roth TSP, IRAs and other investments.
- Determine if Roth conversions would benefit you.
- Learn how to invest for inflation-adjusted lifetime income.
- Learn how to balance risk and return as you choose and allocate investments in retirement for short-, intermediate-, and long-term goals.
- Learn key estate planning steps.
Certified Financial Planner Board of Standards Inc. owns the certification mark above which it awards to individuals who successfully complete initial and ongoing certification requirements.