Customized for non-federal workers retiring within one year.

Interactive, self-paced, training in investment and cash flow planning for employees planning to retire in less than one year. Create your tax smart retirement cash flow strategy to have more after-tax money to spend, avoid stealth taxes, and transfer assets efficiently to heirs. Develop a Personal Financial Plan with a step-by-step guide written by Debbie Mason, a CERTIFIED FINANCIAL PLANNER professional.

• Itemize your guaranteed retirement income from your work, Social Security, and other.
• Determine how much income you will need from savings withdrawals.
• Determine a safe withdrawal rate.
• Plan tax-efficient withdrawals from traditional and Roth retirement savings plans -- 401(k), 403(b), 457(b), IRAs and other investments.
• Determine if Roth conversions would benefit you.
• Learn how to invest for inflation-adjusted lifetime income.
• Learn how to balance risk and return as you choose and allocate investments in retirement for short-, intermediate-, and long-term goals.
• Compare mutual funds and exchange-traded funds (ETF’s).
• Learn key estate planning steps. 

Certified Financial Planner Board of Standards Inc. owns the certification mark above which it awards to individuals who successfully complete initial and ongoing certification requirements.